Charles Martin Mortgage is a mortgage broker which means we are not limited to one lender’s rates or programs. Our competitive advantage is being able to shop your specific scenario with several wholesale mortgage lenders. With so many banks, each with their own niche product, a CMM representative can bring the most competitive offers to your doorstep. Working with Charles Martin Mortgage will give you access to wholesale mortgage rates with no additional fees. Charles Martin Mortgage, as a wholesale mortgage broker, is paid by our lenders. As a result, your get the hands on service of a skilled mortgage professional with no additional fees.